As Democratic Party candidate Joe Biden got elected as the 46th President, and Kamala Harris, the first woman and 49th Vice President of the United States, in an intense voting battleground, many Bollywood personalities shared their joy.

Sharing a childhood picture of Harris, in a lengthy post, Masaba wrote, “You know when i was little & started to understand more about my ethnicity… the fact that I was a mixed child..half Caribbean & half Indian,I thought I was the only one of my kind.I used to think wow, masaba there possibly can’t be more like you out there. But today I see @kamalaharris & I know different is so good. It’s so good that if you keep your chin up & work hard enough to break out of the color, skin, race box they put you in… you might just make history (sic).”

Kamala Harris has become the first woman, first Black American and first Asian American to win the second highest US office.

Credit cards are a great way to build credit and can provide expanded buying power. Familiarize yourself with what a credit card is, so you can benefit from using one.

Credit cards let you borrow money from a bank under the agreement that you’ll repay it by your bill’s due date or incur interest charges.

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Economic package announcement by Prime Minister Narendra Modi

In his fifth address to the nation on Covid-19, Prime Minister Narendra Modi announced an economic package to “make India self-reliant” signaling that the government has shifted its coronavirus strategy from “survival” to “revival” mode. The details of the economic package will be unveiled in days to come.

PM Modi said if the latest package is added to the economic package announced recently by the government in the wake of Covid-19 crisis and the decisions taken by the RBI, “today’s package totals to Rs 20 lakh crore.”

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The stock market has fascinated people for over a century now. Stocks are even seen by many as the quickest way to get rich. However, there are indeed very few investors who see the stock market and stocks in the right perspective. To most, these are just tickers of prices going up and down. If your ticker goes up, you make money. If it goes down, you lose. That’s both the start and the end of the story.

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Here’s how initial public offerings work.

All companies have to start somewhere, and often, it involves having the founders invest a chunk of their own money in the hopes of eventually growing the business. But as small, private companies start to gain traction, many come to find that they need outside financing to continue growing, and therefore decide to go public. And that’s where IPOs come in.An IPO, or initial public offering, is the process by which a privately held company begins selling stock to outside investors, thus becoming a public company. From that point on, the company can raise the capital it needs by selling shares, but it must also comply with a strict set of reporting guidelines, as established by the Securities and Exchange Commission (SEC).

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What is Health Insurance?

Health insurance is an agreement whereby insurance company agrees to undertake a guarantee of compensation for medical expenses in case the insured falls ill or meets with an accident which leads to hospitalisation of the insured. Generally, insurance companies have tie-ups with the leading hospitals so as to provide cashless treatment to the insured. In case the insurance company has no tie-ups with the hospital, they reimburse the cost of expenses incurred by the insured. The government also promotes health insurance by providing a deduction from income tax.

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